Established Contributor
Posts: 790
Registered: ‎09-09-2008
Re: What to look for ?
[ Edited ]

Hello and welcome!


I think you are off to a good start. Both, the BofA card and the Macy's card have the potential to stay with you for the rest of your credit history. You will probably be able to product change the BofA card to something nicer after it unsecures.


Getting a second bank card will probably be best for your history, but I would wait until your BofA card will be one year old. That way, your chance of something nice will be better. I wouldn't try Discover right now. As you won't get a student card, a bit of history and a score of 680+ will help you with that one. At some point, you will probably be offered a Visa from Macy's, and that would be another full tradeline in addition to the store card you already have.


Good luck!

Message Edited by Ulan on 05-16-2009 08:33 PM