Posts: 102
Registered: ‎04-07-2009
Uh Oh

My LO just pulled my credit a week ago and we were approved through automated underwriting. He told me that he will not need to pull my credit again.


So, yesterday I was at Home Depot buying some things to make repairs to my house and stock up on stuff needed for the new house.


In a moment of weakness, I applied for and was approved for a $1,000.00 Home Depot Card. Now I'm really worried that my credit score will plummet as a result.


My scores are

EX: 632

EQ: 628

TU: 613


I have $1,000 of credit card debt that is paid off, but not yet reporting on my reports.


What do you think? Will my new cc kill my credit score? Can I close it now without consequence?