Contributor
creditgotmedown
Posts: 102
Registered: ‎04-07-2009
Re: Uh Oh

Ok, So I took the total months of all accounts which is 725 and divided that by the number of accounts I have:

 

725/30 = 24.1666

 

That is right on with what MyFico says my AAoA is.

 

I then divided total months by total accounts including the new account and came up with:

 

725/31 = 23.38

 

I'm not sure if this matters, the net affect is one month, so in a month's time it will report 24 months again anyhow.