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Posts: 16,378
Registered: ‎03-12-2007
Re: Why is the credit limit so low?


Joe_Joe_Dancer wrote:
BOA and my Credit Union, I feel upset that I paid all this money to repair my credit and now I feel insulted that I am being offered lower balances than I given as college student with no job.

Your scores suggest their might be some negative stuff on your reports especially TU. Any late payments or old collections? How about your CC balances, what is your util on each card and your cumulative util?
Credit Profile -
FICO 08 Scores (09-16-2014): EQ 824, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1 (Amex 07-15-2014)