Does usbank ever give automatic cli's without calling in? My card will be a year old next month and I don't carry a balance. I know some posters last week said to call at the 6 month mark for a 1500 soft pull cli, but I have never called and would just as soon stay under the radar(although they don't seem to be as itchy as some of the other banks). So, if I ever want a cli do I need to call?