Regular Contributor
turninganewleaf
Posts: 140
Registered: ‎08-08-2007
Should I re-open account?

‎11-01-2007 01:07 PM

I had a Firestone charge account through Credit First that I opened 1998 and the account was in good standing, according to my CR's.  The account shows closed by consumer.
 
Would it hurt me or help me to inquire about re-opening this account if they could leave the aging as 1998 - how do I properly ask this? 
 
One other thing, I'm considering applying for a home loan in a couple of weeks so that may influence my decision to wait. 
 
The only other CC's I have is a new AMEX and Target card (Sept '07), was approved in Sept for an Orchard card but didn't activate and I closed the acct, and a year + old car loan and Chevron CC, all these accounts are in good standing.  So, my good closed accounts are old and are slowly dropping off.
 
What do you suggest?
FICO 8/5/10; TU 724, EQ 702
FICO 6/9/09: TU 669, EQ 658, EX ???
FICO 7/20/07: TU 540; EQ 595, EX 544
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Regular Contributor
turninganewleaf
Posts: 140
Registered: ‎08-08-2007
Re: Should I re-open account?

‎11-01-2007 01:15 PM

Well, I answered my own question.  My account is so old that it can't be pulled up in their system by my SSN#, said it's most likely been purged.  Darn!  Oh well....
FICO 8/5/10; TU 724, EQ 702
FICO 6/9/09: TU 669, EQ 658, EX ???
FICO 7/20/07: TU 540; EQ 595, EX 544
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Mega Contributor
Creditaddict
Posts: 11,320
Registered: ‎10-23-2007
Re: Should I re-open account?

‎11-01-2007 01:16 PM

if you are that close to applying for home loans, I wouldn't do ANYTHING else... they dont want to see other inquiries.
~Addicts NEW Wallet: (AU)
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
~Cards in My name kept Active:
3 Target Cards, Cap1, Best Buy MC, Kays, Von Maur, FNBO Secured
~Cards in Holding AU or Joint: 2 Discover it, Chase Freedom, Bank of America, Navy Federal Cash, Wells Business Credit Card, USAirways Business Card, AA Business Card, Best Buy Store, SAKS, Bloomingdales... I'm sure I'm forgetting something in my car!
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