Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
What NEXT!? after bk 13
Recently bk 13 =done
 
Applied and approved:
Credit One -$300
Orachard bank-secured -$200
Total Visa -$250
 
Applied and declined:
Chevron
Hooters
 
I also have a few accounts carried through bk:
Usbank sig. -$18000
Von Maur - no credit line
bloomingdales - $4200
a credit line for - $15k
 
During bk... they froze my credit... so I'm kinda thinking I need to wait 3 months for these old accounts and new accounts to start reporting again and then apply for some other new ones.
 
What do you all think, anything I can do now vs waiting?
 
Fico - exp. 558,eq 530,tu 499
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue:
Moderator Emeritus
Brammy
Posts: 5,436
Registered: ‎03-10-2007
Re: What NEXT!? after bk 13
Don't know what your BK situation was like but if you're just getting out, and you have those lines, I wouldn't push it.  Do you really need more credit?
Epic Contributor
Creditaddict
Posts: 22,045
Registered: ‎10-23-2007
Re: What NEXT!? after bk 13
LOL, Do I need more credit! Don't be silly :smileyhappy:
Fico Scores: EQ- 626 Overstck., TU 696 Walmart, EX 695 Chase (11-05-14)
You will have to put up Electric Fence to keep me in the garden!
Highest Limit: Navy Federal Cash Sigi Visa $50k (AU)
Lowest Limit: Target $200
66 Cards and Counting :smileytongue: