Bank of America CLI the day after I got the card!
11-03-2007 02:24 PM
I just got my worldpoints platinum plus visa from BOA yesterday, and upon activating it I applied for a CLI on their site. The card orginally had a $5000 CL, however I wanted to take advantage of the 0% Intro APR and buy a new HDTV without bumping my utilization too much. So considering I have a $8000 CL with my USAA platinum rewards card, I decided to see if I can match that with BOA. Upon applying yesterday, it told me to expect the increase in my account within 24 hours otherwise I'd get a response explaining why I was rejected within a week or two. So I checked my account just a few minutes ago, and voila.......CL = $8000. 
Now I'm wondering if I should've been a little greedier and went for the big $10000. Oh well......I'll just find solace in the fact that just a little over a year ago I was approved for my first CC. A Cap1 with a CL of $500 and a 20% APR. 
TU: 766 EQ: 732 EX: 759 in April 08
Scores after securing a motorcycle loan:
TU: 705 EQ: 718 EX: 726 OUCH!!!!!
Scores after securing a motorcycle loan:
TU: 705 EQ: 718 EX: 726 OUCH!!!!!
(2,037 Views)
Re: Bank of America CLI the day after I got the card!
11-03-2007 03:17 PM
To asha-
BofA will reward 'good behavior' with increases, as long as you pay on time and don't go over your limit. My initial secured was $500, six months later I got the secured part back, then they bumped me to $1000, and I'm now at $2000 (roughly 12-18 months progress). So don't worry! I've had good experiences with them, as well, and I believe it's a card worth waiting for.
Outer Banks Frank
"Success is nothing but luck...Just ask any failure!
"Success is nothing but luck...Just ask any failure!
(1,978 Views)
Re: Bank of America CLI the day after I got the card!
11-03-2007 10:59 PM
ksiss wrote:I just got my worldpoints platinum plus visa from BOA yesterday, and upon activating it I applied for a CLI on their site. The card orginally had a $5000 CL, however I wanted to take advantage of the 0% Intro APR and buy a new HDTV without bumping my utilization too much. So considering I have a $8000 CL with my USAA platinum rewards card, I decided to see if I can match that with BOA. Upon applying yesterday, it told me to expect the increase in my account within 24 hours otherwise I'd get a response explaining why I was rejected within a week or two. So I checked my account just a few minutes ago, and voila.......CL = $8000.Now I'm wondering if I should've been a little greedier and went for the big $10000. Oh well......I'll just find solace in the fact that just a little over a year ago I was approved for my first CC. A Cap1 with a CL of $500 and a 20% APR.
...Same here. I requested a CLI upon activation recently. My initial CL was $5,000 and upon activating, I asked for an additional $5,000 and was successful in receiving it -
Congratulations!!
(1,908 Views)
Re: Bank of America CLI the day after I got the card!
11-04-2007 12:31 PM
I got 99/500 BOA card. How much time should I wait before I call them ask them to make my card unsecured? Unless the card is unsecured it will not qualify for CLI. I have checking/savings/ira/cd and business accounts with the bank. Would that help me in getting the card goto unsecured status?
(1,844 Views)
