Senior Contributor
Posts: 3,432
Registered: ‎08-27-2007
Re: CITI Automatic CLI?

stlcards wrote:
One other thing to note with CLI's with Citi.  They do take your income into account.  BIG TIME.  When i take a request for one sometimes a button pops up that says income is not sufficent for credit line requested.  So that is something to consider........   Also I know other posts have said things about companies decreasing credit lines.  Well yea, I know Citi does too, when they review your credit periodically if they see a high DTI ratio or low credit score they will reduce your credit line,  I see in acct notes ALL THE TIME.

what about reducing for going crazy and opening several accounts?