Re: Kay and Jared jewelers credit cards[ Edited ]
09-29-2009 08:13 PM - edited 09-29-2009 08:17 PM
Hi and welcome to the forum...I will leave out my personal opinion and answer your question based on my experience. I have both a Kay and Jared's account. I used the Kay card last December when I wanted to purchase diamond earrings as a bday present to myself. I later applied for Jared's card and haven't used it yet. I wanted to add some cushion to my debt ratio. I was initially approved for $800 on both, but recently cli'd to $1200 on both. I paid off my Kay's within 2months. I didn't like paying the interest and my earring where more than the $800 limit so my utilization was in deep trouble. AHHH,what it means to be in love. I wish you the best in life and congrats on your upcoming nuptials!
Sorry forgot to add,Jared's and Kays are separate accounts but have identical limits. I could run up the$1200 limits on each card and be in a lot of debt with bling to show for it. But I won't LOL!!! I know better than that. Although, I am going to buy my own diamond ring for my right hand for my bday this year. Still waiting for my Prince Charming to come along! LOL =-D