Valued Contributor
Posts: 1,628
Registered: ‎03-11-2009
US Bank CC approval process?

I decided to take the chance on getting a US Bank cc since I don't have any cc's.  I am doing this only to get the so called mix and get some new credit since I haven't had any in a long time.  I usually just pay cash for everything since I am retired. My question is, I applied on the phone and she said I would hear in 7 - 10 days.  She also set me up with an overdraft since I have my accounts with them.  She said it would all be done under the the same inquiry so I figured why not, since I already did the inquiry.  Is 7 - 10 days typical of how US Bank does this?  Any input by those in the know would be greatly appreciated.  Thanks in advance for your time.

TU 794 2/21/15
EX 806 3/5/15
EQ 831 3/27/15
NASA 30K / / Amex 20k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Goal - At my age, just staying alive