Valued Contributor
Posts: 1,811
Registered: ‎03-11-2009
Re: US Bank CC approval process?

 

Update:  Just wanted to pass on this bit of info in case it helps someone else.   I pulled CCT this morning and found out that US Bank pulled EX on me.  I am located in Calif. This was good as it was my highest fico score.  Back around March of this year my cu told me that my score was 780 at that time.  My CCT shows a score of 744 this morning.  A few days ago it was 763.  That's a 19 point hit just for an inquiry.  Seems a bit harsh, but I don't know if that is the norm.  I will keep you posted when I hear the good news, ( hopefully ).

FICO 08
TU 811 12/11/15
EX 815 12/11/15
EQ 813 12/11/15
(NASA 30K) ( Amex 30k ) ( Venture 23K ) ( Freedom 10.6K ) ( SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps? ) Winners never quit, and quitters never win