Valued Contributor
Posts: 1,385
Registered: ‎03-11-2009
Re: US Bank CC approval process?


Update:  Just wanted to pass on this bit of info in case it helps someone else.   I pulled CCT this morning and found out that US Bank pulled EX on me.  I am located in Calif. This was good as it was my highest fico score.  Back around March of this year my cu told me that my score was 780 at that time.  My CCT shows a score of 744 this morning.  A few days ago it was 763.  That's a 19 point hit just for an inquiry.  Seems a bit harsh, but I don't know if that is the norm.  I will keep you posted when I hear the good news, ( hopefully ).

TU 802 7/11/14
EX 797 7/6/14
EQ 752 7/28/14

Cash+ 19.5 / Amex 16.5 / US Bank loc 15k / Chase Freedom 10.6k