Valued Contributor
Imhotrodcrazy
Posts: 1,557
Registered: ‎03-11-2009
Re: US Bank CC approval process?

jausanka wrote:

Possibly helpful bit of info:

 

If you don't live in a state with a USBank presence (i.e. MA like me), you will get automatically denied for a credit card through online app.  I don't think I would qualify anyway, but seeing an instant decline irritated me, so I called in to ask for a recon.  After talking to the CSR, turns out they never even pulled a report and denied me based on my address.  He then saw that I had a checking and savings account and said that since I am a current customer, he can review my application manually.  Still probably won't get approved, but at least I know it's because I'm not creditworthy, not because I live in the wrong state :smileytongue:


 

I think you have a shot at it, since you already have acct's with them.  I am sure that helped me.  Good luck to you. 
FICOS
TU 805 12/25/14
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