Re: US Bank CC approval process?
12-04-2009 02:33 PM
Possibly helpful bit of info:
If you don't live in a state with a USBank presence (i.e. MA like me), you will get automatically denied for a credit card through online app. I don't think I would qualify anyway, but seeing an instant decline irritated me, so I called in to ask for a recon. After talking to the CSR, turns out they never even pulled a report and denied me based on my address. He then saw that I had a checking and savings account and said that since I am a current customer, he can review my application manually. Still probably won't get approved, but at least I know it's because I'm not creditworthy, not because I live in the wrong state
I think you have a shot at it, since you already have acct's with them. I am sure that helped me. Good luck to you.
TU 805 12/25/14
EX 806 10/26/14
EQ 829 12/27/14
NASA 30K / / Amex 20k / / Chase Freedom 10.6k / / / / / SD'd US Bank Cash+ 20k, LOC 15k
Goal - At my age, just staying alive