Re: US Bank CC approval process?
12-04-2009 03:01 PM
Thanks for the good vibes.. I should have mentioned that I only have a checking savings balance of $50/$25 which has been stagnant for 3 months as I got up the courage to hit the apply button. Only opened the accounts so that I would be a "member" when apping for credit. Shhhhhh!
Got Balanced chased AND ratejacked by Citi on two separate accounts in the last two months. Went from 5.24% on an 11.3k Diamond preferred card to a closed Diamond preferred card with a $3,820 limit and $3,780 balance at 10.24%, and from $9.5k to $7240 on a 0% intro BT Citi Select card. So my scores are in the toilet all of a sudden (45% util, tons of INQs from mortgage shopping and an app spree in June/July), so not expecting too much from any new apps.
Keep the faith.
TU 807 6/26/15
EX 808 4/17/15
EQ 826 7/1/15
NASA 30K / / Amex 25k / / Chase Freedom 10.6k// Venture 23K / / / / / SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps? Winners never quit, and quitters never win