Established Contributor
PurpleHaze
Posts: 717
Registered: ‎03-05-2008
Capital One - Good News (i guess)

My Cap One APR was increased to 23.15%. I am getting my payments together for the month for all of my bills and I also include the APR, how much it is and how much I was assessed because I dont PIF. So, as I am getting the info I see my APR is lower with the following remarks:

 

Good News: Because of your on-time payment history, some or all of your Annual Percentage Rates (APRs) have been returned to your Non-Introductory Rate.

 

My APR was reduced to 12.90%. Unfortunately, my credit limit is still $500. If only my good payment history would get me an unsolicited CLI :smileyhappy:


Starting Score: EQ: 633 (12/31/09) TU: 651 (12/31/09)
Current Score: EQ:633 TU: 651
Goal Score: EQ: 700 TU:700


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Moderator Emeritus
MarineVietVet
Posts: 14,084
Registered: ‎07-14-2009
Re: Capital One - Good News (i guess)

My APR was reduced to 12.90%. Unfortunately, my credit limit is still $500. If only my good payment history would get me an unsolicited CLI :smileyhappy:

 

 

Well every bit helps. You seem to be an exception to many of the recent APR increases. 

 

Congratulations.

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Senior Contributor
laz98
Posts: 4,292
Registered: ‎09-06-2008
Re: Capital One - Good News (i guess)
very cool!  congrats.
Latest scores: Walmart TU: 766. MyFICO TU: ---. DCU EQ: 741. PSECU EX: 756.