Re: US Bank CC approval process?
12-04-2009 10:05 PM
Update: Well its been less than 24 hours since I applied by phone for a cc. I just logged onto my checking acct with US Bank and to my amazement I see that I now have a "premier line of personal credit" listed in the amount of $15,000. I am stunned. I can only assume that I have been approved for a cc but for what amount is still unknown. I certainly didn't expect this, and in less than 24 hrs. Christmas does come early sometimes. Oh happy days.
I forgot to add, int rate on the acct is only 7.25%
Hotrodcrazy, did you apply for the premier line at the same time you applied for the CC? They are definitely two different animals. The credit criteria is a bit lower to get the permier line, from what I have heard from the bank tellers. However, I'd say it sounds like you got yourself a big fat approval! At least I sure hope so. If you'd still like to check your approval status through that automated number, here it is: 1-800-360-2900
Oh I forgot to add, even though I went through the automated response, that phone number is still a 9-5 M-F type of line. Kinda strange, but so is their website for pre-approval!