##### Re: Citi Minimum Balance

12-05-2009 04:49 AM

Hello,

I don't have a Citi acct, but usually CC minimum payments have an either/or calculation. It's either a certain percentage of the balance, or if the balance falls below a certain threshold, the minimum payment will equal the balance. I've usually seen the threshold amount at $15, but it's certainly possible that an issuer would specify a higher amount.

I hope this helps.

Hard work & patience can go a long way!

8/2009 (myFICO): TU - 599, EQ - 656

7/23/2010 (LO pull): TU - 738, EQ - 801, EX - 785

4/12/2012 (myFICO): TU -778, EQ - 791

8/2009 (myFICO): TU - 599, EQ - 656

7/23/2010 (LO pull): TU - 738, EQ - 801, EX - 785

4/12/2012 (myFICO): TU -778, EQ - 791

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