Re: Bank Of America credit line increase!
12-05-2009 08:51 AM
I tried the same and twice I got a phone number to call in. The first time I ignored it thinking they might give me a CLI automatically. No increase. 4 weeks later I tried the CLI button again and got the same number to call in so I did this time, They wanted to do a hard inquiry and I said NO. I will spend ny inquiries with a CU that doesn't know me to get a CC vs a bank I have a credit history with.
You made the right decision. No CLI is worth a FICO score decrease. Afterall, it's not like we're going to use all the available credit on the card.