Re: US Bank CC approval process?
12-05-2009 09:19 AM
Hotrodcrazy, did you apply for the premier line at the same time you applied for the CC? They are definitely two different animals. The credit criteria is a bit lower to get the permier line, from what I have heard from the bank tellers. However, I'd say it sounds like you got yourself a big fat approval! At least I sure hope so. If you'd still like to check your approval status through that automated number, here it is: 1-800-360-2900
Oh I forgot to add, even though I went through the automated response, that phone number is still a 9-5 M-F type of line. Kinda strange, but so is their website for pre-approval!
Hi Mizu, Yes I applied for the line of credit and the cc at the same time. Since I burned an inquiry I thought why not go for it.
Final update: Logged onto my online banking and there it was, showing a cc in the amount of $12,000 added to my accts. So, in less than 48 hrs and on one phone call US Bank gave me a total of $27,000 of new credit. I still can't believe it since I have had so much trouble getting any credit due to the fact that I have paid in cash for the past 12 yrs or so. Needless to say I am extremely happy and glad I made the attempt. US Bank has been good to me. I sure hope this will help my overall score. I thank everyone for their help and advice.
TU 807 8/10/15
EX 814 8/10/15
EQ 829 8/7/15
NASA 30K ( Amex 25k ) ( Chase Freedom 10.6k ) ( Venture 23K ) ( SD'd US Bank Cash+ 20k, LOC 15k, In their final resting place, can you hear the sound of taps? ) Winners never quit, and quitters never win