Re: Creating a "Universal Card" that can link all of the cardholder
's credit cards togethe
12-05-2009 06:56 PM
There is sort of such a thing: Paypal
You can link any checking, savings, debit or credit card. You can get a PayPal debit card that will draw upon one of your pay sources and have a backup.
You can select which pay source to use at the time of purchase if you do it online.
I know its not what you had in mind, but this is the closest I see it coming.
Exactly right. My default payment for PayPay is my checking account which I use for stuff less than about $50. Higher levels I have a Visa account linked as a backup account, and for even higher purchases I've got my AMEX card linked which I use for items greater than about $3,000. I just paid my AMEX account $5,300 for a purchase I made last month. It all works great and I have a choice at checkout time. Love PayPal for the flexibility it provides.