Senior Contributor
Posts: 4,923
Registered: ‎04-19-2009
Re: Over payment question

mrpeabody wrote:

By accident I paid the wrong card with my online bill pay. My balance now shows negative $400. It was not a problem. I caught it in time to pay the card with the balance. I was just wondering if I should charge to get rid of the negative balance? I know credit card companies hate when they have to send you a check for overpayment.


I would try to use your credit balance rather than have it refunded but I would not be in a rush to do so. If you take too long they will automatically refund you. As long as your account is showing some activity they will probably just let the credit balance sit there, I have intentionally created credit balances and allowed them to sit on my account for several months without an issue.