Just before Chase took it over, I applied for a WaMu MasterCard for just one reason: the free TU scores that were part of that card's package of benefits. Of course, that's all gone now.

Since the card has no rewards, I don't use it beyond charging $5 or $10 per month to keep it active. This probably isn't enough to convince Chase to leave the $26K limit alone.

It's not a question of if - just a matter of when.