Senior Contributor
txjohn
Posts: 4,214
Registered: ‎09-12-2008
Re: Too Much New Credit

‎02-08-2010 08:39 AM

laryn41 wrote:

The funny thing is i only have 2 inq. in the past 12 months.

Should I closes some ccounts. I feel I have too many with 0 balances.

 

LOL.  $0 balances is the goal.  Don't feel that you have to carry balances in order to have credit.  Use it judiciously and frugally. 

 

:smileyhappy:

 

 

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09/03/2009 TU: 777, EQ: 776 ($8 balance on an account dropped me out of 780's)
03/28/2009 TU: 814, EQ: 810, EX: 781 (02/12/2009)
05/18/2005 TU: 563, EQ: 580, EX: 549
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