Valued Contributor
netpanther
Posts: 1,694
Registered: ‎08-07-2007
Re: I Went Against What Everyone Has Suggested...
Don't be so hard on yourself. We all had to rebuild (well, those of us who had to rebuild) from somewhere. I made a bad mistake after I was already getting good credit- I got so greedy as the promos were flooding my mailbox- 3 and 4 a day, I apped for an HSBC w/o reading fine print- it had an AF!!! I never had to have an AF card! So I was stuck w/ it. Long story anyway, refused to activate it and they hounded me by phone for weeks.
 
So anyway, it is just part of the learning lesson. And as the others say, it is not a bad one. Just manage it like it needs to be managed.