Member
ssavic
Posts: 18
Registered: ‎05-03-2007
CC Inquiry
How many points you lose with CC Inquiry?Thx.
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
Re: CC Inquiry
No one knows for sure. Some get dinged big time, while others have little or no change to their scores. Some have even reported a slight increase in scores but I suspect this is for other reasons. What are your FICO scores and how many inqs on each report?
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1

Established Contributor
jackg
Posts: 559
Registered: ‎04-26-2007
Re: CC Inquiry
Yesterday I had a new inquiry from NFCU at Equifax and there were no score changes.
FICO scores on 07/31/14:
EX=730
EQ=716
TU=740
Member
ssavic
Posts: 18
Registered: ‎05-03-2007
Re: CC Inquiry
My fico scores TU 719,EX 723 ,EQ 685.Only 3 inq (each) last 12 mo.I got preapproved letter from WAMU for up to $30,000 ,8,99 %Apr and 0% until 5/08.
Moderator Emeritus
fused
Posts: 16,373
Registered: ‎03-12-2007
Re: CC Inquiry
[ Edited ]


ssavic wrote:
My fico scores TU 719,EX 723 ,EQ 685.Only 3 inq (each) last 12 mo.I got preapproved letter from WAMU for up to $30,000 ,8,99 %Apr and 0% until 5/08.


My guess would be you might take a hit for another inq and also when the account reports because you will be re-aging your file. Wow big line!


Message Edited by fused on 11-11-2007 09:52 AM
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1