Regular Contributor
Bruiser
Posts: 211
Registered: ‎04-11-2007
BK Friendly Credit Cards Listed
[ Edited ]

Since this forum got a specific area for credit cards, I thought I'd re-post this with updated info.

 

The following information is from my own experience and compiled data from other areas of the internet and friends. Please feel free to add to this list if you get approved for something not listed on here and have a BK on your credit report. Hopefully this helps people and saves them an INQ hit due to applying and getting denied for credit.

 

Also the info listed is gathered by the lowest score approved by at time of applying. It may or may not have lower requirements when applying. Be sure to check if they use a different cra when pulling your credit report. The ones showed below were experienced by myself or others.

 

Store cards are not included. That will be used for another thread.

 

 

-500-

 

Credit One Bank

568+

Experian

http://www.creditonebank.com

 

House Hold Bank

High 500's

Experian

http://www.householdbank.com

 

Orchard Bank

540+

Experian

http://www.orchardbank.com

 

Tribute

568+

Equifax

http://www.mytributecard.com

 

First Premier

525+

Various

http://www.firstpremier.com

 

 

-600-

 

CCCU

600+

Experian

http://www.mycccu.com

 

Patelco

620+

Experian

http://www.patelco.org

 

Providian

600+

Various (depends on where you live)

http://www.providian.com

 

Navy Federal Credit Union

600+

Equifax

http://www.navyfcu.org

 

Juniper

600+

TransUnion

https://www.juniper.com  (click on partners and they have a list to apply for)

(us airways & carnival seem to be the bk friendly ones)

 

Nasa Federal Credit Union

620+ & Have a good DTI Ratio and No baddies/lates since BK

Equifax

http://www.nasafcu.com

 

Justice Federal Credit Union

640+ & Have a good DTI Ratio and No baddies/lates since BK

Equifax

http://www.jfcu.org

 

 

I will update more as I gather the info. Also don’t forget about Credit Unions. They can be your friend when it comes to approving you with a BK.

 










Message Edited by Bruiser on 07-20-2007 08:18 PM