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Posts: 16,375
Registered: ‎03-12-2007
Re: Removed AU, will it improve my score?


vaupinya1 wrote:
I'm an authorized user on my brother's credit card.  His balance is about $7200 and the credit card company closed the account when he called to make payment arrangements.  If I have all CA remove this AU, do you think my scores will increase?


I'm a little confused with your post. The CC is closed with a balance, right? Was the account sent to a CA (collection agency)? FYI you are not responsible for one cent of this balance.
Credit Profile -
FICO 08 Scores (03-26-2015): EQ 814, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26 years ~ AAoA: 13 years ~ Util: 1% ~ Inqs: EX 1, EQ 1

Credit Cards: Amex BCP ~ Amex Clear ~ Amex Platinum ~ Barclay Ring Mastercard ~ Chase Freedom Visa ~ CITI Dividend Platinum World Mastercard ~ FIA Fidelity Investment Platinum Visa ~ First Hawaiian Bank Gold Visa