Well I have perpetually carried a balance on this - anywhere from $1500-$2800-where it is currently as I work to pay down other cards.  I pay more than the minimum every month (usually $100 on a $73 minimum) though I do use it if the need arises as I am really trying to get my other cards paid off.  I figured if I was safe with any of my cards during this time, it was Chase with all of the other business I give them.  Guess I was wrong...