: Credit Card Approvals!
03-14-2011 07:14 PM
Congrats! How long have you banked with Chase? If you don't mind my asking, do you large deposits there or brokerage/retirement accounts with them? I'm thinking of apping, but have only been a customer for a few weeks.
Thanks! I actually do not have a banking relationship with Chase at all, in the traditional sense. I have a former Circuit City-now-Best Buy store card @ 2K and a former Wamu CC (now closed). However I do have two mortages and I sometimes think they(creditors) are reverse engineering my assets/income by calculating the size of my (estimated) assets based on the mortgage amount. My personal thoughts are that this is why mortgage accounts are given such deference in credit calculation.
Hope this helps?
Starting Score (02/11/10) TU FICO 711 EQ FICO 707 (02/16/10) EX FICO 643!!!
Current Score: (04/06/11)TU FICO 772 EQ FICO 786 (11/09/10, lender pull) EX FICO 703
Goal Score: 800+
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