Valued Member
angeldaria
Posts: 39
Registered: ‎09-09-2010
What CRA does Home Depot pull for credit

 

I was interested in applying for a home depot card but am not sure what CRA they use to pull for credit.  I am in Ohio if this helps any.

 

Thanks in advance


Starting Score: TU 617 EQ 625
Current Score: TU 722(11/30/11) EQ 687 (11/21/11) EX 703 (lender pull, 11/19/11)
Goal Score: TU 700 EQ 700


Take the FICO Fitness Challenge
Valued Contributor
tray
Posts: 1,318
Registered: ‎01-29-2008
Re: What CRA does Home Depot pull for credit

Sometimes you really can't tell, you can go to the website "who gave me credit" and look up your state and see what is posted for people who app'd with home depot, i went on this site I live in MA and all the home depot apps stated EX was pulled, when I app'd at home depot yesterday my EQ report was pulled, so like I said you never know.  If your credit reports are decent you should do okay, good luck.

 

Also, home depot may be trying to lure new customers in this holiday weekend, they have the promotion with new customers 10% off, or 24 month interest free financing for purchases over $599.00.


Starting Score: EQ 546 TU 566
Current Score: EQ 693TU 08 729 EX 08 738Need to Garden/New Accounts
Goal Score: 800
Regular Contributor
sleephla541
Posts: 108
Registered: ‎01-28-2010
Re: What CRA does Home Depot pull for credit

I can't tell you based off of your state, but I'm in Oregon and they pulled both EQ and TU when I got the card three months ago.  Horrible APR (23%) but financing timeframe is great.  

TU: 752, EQ: 761, EX: 745
Frequent Contributor
OnTheRebound
Posts: 415
Registered: ‎08-05-2009
Re: What CRA does Home Depot pull for credit

They pulled EQ for me when I applied and TU when I requested a CLI. I'm in CA.

Mine- Citi Diamond Preferred WMC $12K / Comenity Total Rewards Visa $2.5K / Citi Home Depot $5K / DW's, I'm AU on most- Amex BCP $12K / Chase Freedom Visa $11014.00 / PenFed Platinum Rewards Visa $6K / Citi Simplicity MC $4.4K / GE Lowes $10K / GE CareCredit $5K

"Four out of five voices in my head told me to "go for it". I went for it."