For those that got approved, did you notice a soft inq from HSBC on your credit before you called? They did a soft pull on me on 5/17 and to date there has been no auto increase, so I wonder is it even worth calling to ask if they didn't feel the need to increase it automatically?? I have 2 accounts with them both at $300 and never had an increase on any of them. One is at a zero bal and has been since January and the other has about $200 on it. I always get frustrated calling them so I wonder is it even worth the effort....

WM TransUnion- 686 (4/2013) Credit Sesame Experian- 705 (4/2013) Credit Karma TransUnion- 648 (4/2013) Privacy Matters Experian- 691 (5/2013)
Amex Zync/UNICORN- NPSL/Capital One Rewards Mastercard -$4,000/Capital One Rewards Visa- $3,000/Wal-Mart Discover- $4,200/Bill Me Later- $2,200/JCP- $3,800/Discover IT- $500/Care Credit -$500/Old Navy- $800/New York & Company - $500/Orchard Bank -$300
GOALS: Trim the fat, pay down, and no apps until at least 12/20/13 Last HP: 11/23/2012