Moderator Emeritus
Posts: 16,373
Registered: ‎03-12-2007
Re: Sears card
No, this is what I mean. Let's say you have a statement dated 09-03-2007 and a due date of 09-24-2007 and pay it on 09-28-2007. This is 4 days late not 30 days late. Yes late fees might apply but they cannot report this as 30 days late. Sears has done this to people I know well. It's total BS!
Credit Profile -
FICO 08 Scores (11-08-2014): EQ 818, EX 817, TU 822
All three scores were 850. Lost points for not having an open installment TL. So, BE WARNED!!!!!
Credit History: 26+ years ~ AAoA: 12 years ~ Util: 1% ~ Inqs: EX 1