Moderator Emerita
Posts: 28,095
Registered: ‎04-01-2007
Re: Sears card

fused wrote:
No, this is what I mean. Let's say you have a statement dated 09-03-2007 and a due date of 09-24-2007 and pay it on 09-28-2007. This is 4 days late not 30 days late. Yes late fees might apply but they cannot report this as 30 days late. Sears has done this to people I know well. It's total BS!

You could even argue that it's not even 30 days from the time that the statement was cut, so it couldn't possibly be 30 days late.
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007