Regular Contributor
GomerPyle
Posts: 114
Registered: ‎03-17-2009
JC Penney Credit Card

Does anyone know what the highest possible credit line for a JC Penney Card would be?

Frequent Contributor
CreditMuppet
Posts: 307
Registered: ‎08-05-2011
Re: JC Penney Credit Card

I think it depends on which "plan" you get approved on to be honest.  If you get a starting CL of $1500 I think you would have a good chance of getting a higher limit.  I have seen however than many seem to be capped at $3000 or $4000.


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Mega Contributor
Creditaddict
Posts: 18,854
Registered: ‎10-23-2007
Re: JC Penney Credit Card

I had $6700 I believe about 5 years ago... Started at 1k and they did auto CLI over a few years as I spent money... I bought several different furniture pieces over the years which had financing etc. never really shopped in store for clothes or anything, JCPenney not my style.

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
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Highest Limit: Fidelity Amex $25k (AU)
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Regular Contributor
Prettylady1
Posts: 147
Registered: ‎06-20-2011
Re: JC Penney Credit Card
Mine started at $400 about 5 years ago and is now at $2300!

Starting Score: TU 640, EQ 636, EX 645
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Established Member
Makin_the_Climb
Posts: 16
Registered: ‎02-13-2009
Re: JC Penney Credit Card

I know it can be pretty high for a card like that. My mom has some outrageous limit of like 10,000 or 12,000 maybe even higher then that. She has had the card for like 20+ years and has also worked for them off and on for all those years.


Starting Score: TU 754 EQ 705 EX 680 (AmEx pull)
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