Hello Credit Friends,

Is there something special about being accepted for an Orchard/HSBC Credit Card & has anyone experienced problems with this creditor?

I personally found over $100.00 applied to my card & disputed the charge; Orchard credited my card for the disputed amount, but re-applied it to my card shortly after.

I spent hours on the phone with Orchard, speaking to agents who I didn’t understand, and after being put on hold over & over I had to put it to the side.... the situation was never resolved.