Valued Contributor
Posts: 1,971
Registered: ‎02-06-2011
Re: Orchard Bank/HSBC

rrec33 wrote:

Hello Credit Friends,


Is there something special about being accepted for an Orchard/HSBC Credit Card

The only thing special about being accepted for these cards is if you have very bad credit and no one else will give you a CC, HSBC and especially Orchard with their ridiculous FEES.


I have an HSBC CC I opened when I was rebuilding (soon to be closed) but thank goodness I never apped for an Orchard.

Starting Score: 583
Current Score: 3-03-12-EQ-802 TU-806 EX-798 (EQ Beacon 9: 804 Lender Pull 3-08-12) All FICO's
Goal Score: 800+ across all three

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