Super Contributor
CS800
Posts: 6,552
Registered: ‎04-07-2008
Re: Household/HSBC luv button
[ Edited ]

What card was this for?

 

I think the BBRZMC is HSBC also but I don't have a CLI option.




New Visitor
Elley
Posts: 2
Registered: ‎09-22-2011
Re: Household/HSBC luv button

I have an orchard card and I got the same message about contacting customer service .. anddddd So I did. Unfortunately the rep told me that I would get a decision within 7-10 business days and to keep checking my account. He said he had no idea whether it would be a hard inq or soft! ..Weird. . Called First Premier (current limit 250) and got an instant credit increase of $200 dlrs of course with a 35 dollar fee.

Frequent Contributor
moonman
Posts: 293
Registered: ‎05-01-2007
Re: Household/HSBC luv button

It was a soft pull.


Bemmel wrote:

Was it  a hard pull for the $1000 CLI?


 

New Contributor
ikuomanero
Posts: 59
Registered: ‎09-18-2010
Re: Household/HSBC luv button
[ Edited ]

I had to call in for my Orchard Bank card...applied and was denied over the phone.

 

As for my Gold BBRZ MC, I did it online and was approved...went from $300 to $600.  It did not show up immediately online, though.

 

[EDIT] It just showed up.  Now my Gold BBRZ MC is at $600.

Established Member
SteveNSC
Posts: 14
Registered: ‎07-27-2011
Re: Household/HSBC luv button

MY HSBC luv button changed from the "we are not accepting cli's now" yesterday to "please call customer service" today.  However, when I called I got the same message from the CSR that I have been told for several months that "they had made a business decision not to issue cli's at this time."  He did say I might want to try again in the next few days.

 

 


Starting Score: Fico TU 696, Fico EQ 632, Plus EX 720 7/12/11
Current Score: Fico TU 762, Fico EQ 727, Plus EX 780
Goal Score: 780


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Valued Member
Ronez
Posts: 39
Registered: ‎09-11-2011
Re: Household/HSBC luv button

I just checked mine as well and I get "to speak to a Customer Care representative.  In order to process your request, please contact us " but I also do see where it says "form unabailable"

 to speak to a Customer Care representative.

New Member
Bemmel
Posts: 14
Registered: ‎09-20-2011
Re: Household/HSBC luv button

I have two Household accounts, one has the CLI button and the other says to call customer service. The one with the button does say that a credit report may be pulled in order to process your request. I may just try it anyway because they cannot pull a hard as all 3 CRA's are frozen.

 

 

Valued Member
CrazyScore
Posts: 48
Registered: ‎06-29-2011
Re: Household/HSBC luv button

Before I call CSR, I need to know if this is a Soft or Hard Pull?  I have an Orchard Card for 5 years and BB store card that I would like see some increase.

 

Thanks in advance


Starting Score: EQ 606, TU 631
Current Score: EQ 658, TU 674, EX 713 (AMEX pull)
Goal Score: 700


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Community Leader
Valued Contributor
-Cain-
Posts: 1,283
Registered: ‎04-06-2011
Re: Household/HSBC luv button
Alright, took one for the team. My CL is $300, have had it for 2 months roughly. I hit the CLI button, it asked me how much CLI I wanted, reason for it, amount I plan to spend, and Annual Income. I asked for $1500 CLI and said I planned to spend $1800. I got a "response via mail within 7-10 business days" message, so I'll update when I find out. Wish me luck here team!

Starting Score: EQ 681 5/2011, EX 656 6/2011 (PSECU), TU98 642 6/2011
Current Score: EQ 741 12/2011, EX 734 11/2012 (PSECU), TU98 695 9/2012
Goal Score: 725+ across the board


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Frequent Contributor
Mekitcat
Posts: 260
Registered: ‎06-23-2011
Re: Household/HSBC luv button

-Cain- wrote:
Alright, took one for the team. My CL is $300, have had it for 2 months roughly. I hit the CLI button, it asked me how much CLI I wanted, reason for it, amount I plan to spend, and Annual Income. I asked for $1500 CLI and said I planned to spend $1800. I got a "response via mail within 7-10 business days" message, so I'll update when I find out. Wish me luck here team!


Good Luck!! and thanks for taking one for the team! :smileyhappy:


Starting Score:4/5/11 TU 660 fico, EQ 634 fico, EX 647 (Credit Inform)
Current Score:07/04/12 Myfico TU 690 Walmart fico 702, EQ 660 fico 07/05/12, EX fico 689 06/03/2012 (Amex)
Goal Score: 750+