Hi, RW.  As soon as my loan FUNDED  (not just closed), I got a walmart for the FICO score and two accounts w/ my credit union (Visa and OD protection), in the same day.  We refi'd the truck, a few weeks later, and then a week or so after that I bought a new/used car.  The only pointage I lost was when the truck hit (new loan) due to loss of AAoA (I think).

have fun!

Lowe's approved DH while Home Depot denied him.  His scores were 650+ at the time.  300 Lowes immediately upped to 1000.00.