Valued Contributor
clocktick
Posts: 1,603
Registered: ‎12-07-2008
Re: Applying for new credit after buying a house??

I can't comment on the HD card but I can on the Lowes.  I really like my Lowes card because you automatically get 5% at the register, as stated above, or (if it's over a certain amount - I forget the amount, but it's not much) 6 months interest-free.  It's backed my GEMB so they seem to be generous with their CLIs.  I have Citi cards too but their 0% offers run out and owning a home...well, you will always have some sort of major expense:  siding/roof/windows/furnace/pipes/remodling/carpet/tile/porch, etc. etc.  :smileyvery-happy:

11/30/08 TU 648 EX 672 EQ 656 JUNE 2014 TU 779 EX 764 EQ 721
Amex BCP $24.1K/Clear $8.5- Barclays LLBean $15k/Sallie Mae $12.5 -Cap One QS $4 - Chase Freedom $7.5/United $5k/CSP $20k/Ink- Citi DP $9.5/Dividend $13k/HHHx2 $15k/16.4/Reserve $4.5k Best Buy $1940- Discover IT $15k - Elan $8k GEMB Lowes $20k - Macy's $2k - Kohl's $800




Starting Score: 648
Current Score: 736
Goal Score: 765


Take the FICO Fitness Challenge