Well. I have had my car for almost 5 years with perfect payment history. I have been rebuilding my credit and got my EQ FICO up to 687 from 562 in the last month, so I thought I would try a credit line increase from $1600 to $3500. I called and spoke to the rep who said that it is a soft pull and no hard pull at all, so I went for it. DECLINED. I just got an email stating that they used My Fico and credit report from 11//5/2011 over a month ago!! It showed my score being 607 and listed many things that are gone on my account now. Should I call and have them re-soft pull to get an updated report and score or just wait another 6 months?

Thanks in advance