when i was approved for citi it didn't ask me to setup anything, i thought only amex did that.
in my wallet:
Amex Zync : NPSL (main card always pif)
Discover More: 1,500.00$ (no balance)
Chase Sapphire : 5000.00$ (no balance)
Citi Thank You Card backed by Amex 5,500$ (no balance)
Best Buy Store Card : 1,300$ (I'm a nerd so used a lot)
