Valued Member
bl00dymary
Posts: 35
Registered: ‎05-25-2007
CLI on activation

‎07-18-2007 08:36 PM

Has anyone tried this?  I've heard you can usually get approved for an increase on the spot if you ask for one when you activate the card.  Is there something in particular I should say?  I tried with my Wamu recently and they told me they do the CLIs automatically on a review basis and were not autherized to give them upon asking.   So I recently got approved for a Best Buy  card with a $500. limit.  Seriously world, WTH am I going to buy at Best Buy for under $500?  So I intend to give the CLI on activation another shot with them when the card arrives.  Otherwise I guess I can always stock up on batteries :/ .  Does anyone have any suggestions on how to ask?
(3,517 Views)
 
Established Contributor
FICO_Focused
Posts: 905
Registered: ‎05-09-2007
Re: CLI on activation

‎07-18-2007 11:33 PM

You can activate online and request a CLI from your dash board, or call in to activate and ask then... However this process does not guarantee a soft INQ. Some do hard INQ some don't. Citi does, Amex doesn't, etc. :smileywink:
 
Rob
Knowledge is Power!!! - Which one is right for you? - Here are the statistics...
(3,500 Views)
 
Valued Member
bl00dymary
Posts: 35
Registered: ‎05-25-2007
Re: CLI on activation

‎07-19-2007 05:15 AM

I'm not seeing that option on thier website.  I think I only own one card that actually has a link to request a CLI.  When you request- do they charge you a fee?
(3,489 Views)
 
Established Contributor
FICO_Focused
Posts: 905
Registered: ‎05-09-2007
Re: CLI on activation

‎07-19-2007 11:25 AM


bl00dymary wrote:
I'm not seeing that option on thier website.  I think I only own one card that actually has a link to request a CLI.  When you request- do they charge you a fee?

No fee... Best Buy Visa or Best Buy Charge (store card) no fee to request an increase.
 
Rob
Knowledge is Power!!! - Which one is right for you? - Here are the statistics...
(3,453 Views)
 
Established Member
navigator1256
Posts: 18
Registered: ‎06-28-2007
Re: CLI on activation

‎07-20-2007 12:05 AM

I just got a hard inquiry for a US Bank CLI using the online application request. I got approved but **ughhh frustration**!!! I don't plan on making any big moves besides renting an apartment, but I'll take the hits early on in my credit career.
(3,408 Views)
 
Frequent Contributor
TrishN
Posts: 404
Registered: ‎11-05-2012
Re: CLI on activation

‎11-24-2012 03:33 PM

That's maybe right ...:smileyhappy:)

photo Hilton_zps2310240f.jpg. photo BCE_zps1b39d9b4.jpg. photo USBANK_zps7f2a809f.jpg. photo usaa_zpsfc2a2747.jpg. photo Capitalone_zps158707bd.jpg. photo BOA_zpsfc26c9d9.jpg. photo walmart_zps459d43b3.jpg
(305 Views)
 
Mega Contributor
Creditaddict
Posts: 11,019
Registered: ‎10-23-2007
Re: CLI on activation

‎11-24-2012 06:00 PM

While some banks like Barclay, GE (Walmart, and Lowes top that list of best)

CLI at activation is 2 different things to me since "Most" times you are going through either an automated system or a call center in another country that has nothing to do with the CL or CLI.

Other note is Best Buy use to have a "B" plan account that was kind of fixed with no growth and a $500 CL on the store sounds like a B, unlesss now Cap1 and they stopped the B plan.

Waiting is so Overrated! :smileytongue:
(239 Views)
 
Valued Contributor
nicholasyud
Posts: 1,589
Registered: ‎08-13-2012
Re: CLI on activation

‎11-24-2012 06:39 PM

navigator1256 wrote:
I just got a hard inquiry for a US Bank CLI using the online application request. I got approved but **ughhh frustration**!!! I don't plan on making any big moves besides renting an apartment, but I'll take the hits early on in my credit career.

Wow that's hurt......yeah thats why i always call and confirmed the rep like 3 times wait 4 times question"" If its gonna be a Hp ??? """ lol....Called in always best for me.........

 

Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK
Goal Score: 800

Walmart: 10k | Usaa: 4k | BCE: 3k | Amex Green: NSPL | Cap: 2k | Disco: 1.7k | ORchar: 0.4k

(222 Views)