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DebtSucks
Posts: 6
Registered: ‎08-14-2007
Re: Refinancing in May, CC Help needed
I did'nt say cut your CC's up. Put them in a lock box and bury them would do though. After using daveramsey.com, I have no debt except for my home mortgage. I know save up for vehicles and other goods. I now have savings that can pay expenses for 4 months. If you want out from under this debt stronghold you need to apply his getting out of debt principles. My FICO is over 800, but I don't need it. I have cash SAVED in a bank now. To get your home, save $, pay CCs, cars, then save for a down payment of 10-20%. It may take a few years but its worth it. Wouldn't is be nice to not be sucked into the world of everyday consumer credit. Get a budget and save, save, save.