BallaOnnaBudget wrote:I am a regular forum reader and have posted once or twice. I'd like some advice on whether or not to pull the trigger on a new card.
HISTORY:
1 cap one sec -$200 AoA - 11 months, no missed payments
1 auto loan AoA - 1 year 2 months, no missed payments
No baddies at all
Salary 48k
Scores TU-712, EX - 703
Applied for a chase freedom in Nov. with similar scores and was denied for "not enough revolving accts" and "age of accts"
I would like another charge card so i can garden till next year. What do you think my chances are for a Discover More or Barclays Apple??
Thanks in advance
Before I make any suggestions let me make sure I understand what you are wanting...are you wanting a rewards card or are you wanting to build more credit?
Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores