Established Contributor
fusioncredit
Posts: 614
Registered: ‎10-23-2011
Re: Discover More or Barclays Apple??

BallaOnnaBudget wrote:

I am a regular forum reader and have posted once or twice.  I'd like some advice on whether or not to pull the trigger on a new card.

 

HISTORY:

1 cap one sec -$200 AoA - 11 months, no missed payments

1 auto loan AoA - 1 year 2 months, no missed payments

No baddies at all

Salary 48k

 

Scores TU-712, EX - 703 

 

Applied for a chase freedom in Nov. with similar scores and was denied for "not enough revolving accts" and "age of accts"

I would like another charge card so i can garden till next year.  What do you think my chances are for a Discover More or Barclays Apple??

 

Thanks in advance


Before I make any suggestions let me make sure I understand what you are wanting...are you wanting a rewards card or are you wanting to build more credit?


Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores
Current Score: EQ 702 10/24/11, TU 689, EX 685
Goal Score: 750+

Score Update: EQ: 743 (02/03/12) TU: 741 (Walmart 01/11/12), now 761 as of 01/27/12 (Walmart), EX: 741 (Amex 01/04/12)
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