Established Contributor
Posts: 614
Registered: ‎10-23-2011
Re: Discover More or Barclays Apple??

BallaOnnaBudget wrote:
Both actually but I'd prefer to get more credit without having to pay a ridiculous monthly fee. Its just frustration setting in I think!

This can be accomplished....first you will need to do some research on which credit unions to join that will be generous giving you a good limit to start with. If you or someone in your family is Military you can join Navy Fed and Pen Fed, Also highly recommend USAA. If you are looking for a credit union that pulls TU then there is Lake Michigan CU and Consumers Credit Union. I'd then wait 6 months before applying for Discover and Barclays for best chance of approval with a good starting limit. 

Starting Score: EQ 686 10/18/11, TU 689 10/25/11, EX 685 10/11 (Amex Pull)....these are all FICO scores
Current Score: EQ 702 10/24/11, TU 689, EX 685
Goal Score: 750+

Score Update: EQ: 743 (02/03/12) TU: 741 (Walmart 01/11/12), now 761 as of 01/27/12 (Walmart), EX: 741 (Amex 01/04/12)
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