Re: My debit card gets no more love
02-10-2012 02:21 PM
I'm not fixated with credit cards and I try not to use mine that often--again, for large purchases or purchaes that I'd like to float. I really don't care much for rewards or points and really don't judge cards in that way. If the card has a promotion or program associated with it then I might try to remember it but I don't go out of my way to do so. For me, I'd rather spend my cash and save the credit for when I really need it. I don't rely on "other people's money", which is what credit is, only my own money piled up in my bank account. Yes my Discover Card has the 5% categories and my AmEx has MR Rewards points and my Barclays Priceline Visa has it's own point program, and all that is nice and good. However, it's not the most important thing to me. Some people want to be perceived in a certain financial light because they use their credit cards for everything. Ok good for them. I could frankly care less. Everyone has to do what works for them and using my debit card works for me. As long as I've got the cash to cover what I need then I'll spend that first, over using a credit card. I've never been anywhere where cash was not accepted and until it comes to that point then I will continue to use it and my debit card.