Re: What's your highest Credit Card limit?
02-15-2012 03:06 PM
mxp114 wrote:I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.
I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover
Re: What's your highest Credit Card limit?
02-15-2012 03:11 PM
35K w/Chase.
Re: What's your highest Credit Card limit?
02-15-2012 03:16 PM
john398 wrote:
I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover
Never seen those ads, I want to check them out.
anderl wrote:35K w/Chase.
Did you have to submit documentation or additional steps to get to $35k?
Re: What's your highest Credit Card limit?
02-15-2012 03:20 PM
Back in 2000 American Express listed on all Revolving Credit Cards $100k max... I would be surprised if they are not higher now... but as stated $25k seems to be the max for many people unless done by Amex... My father was at $25k on Platinum Optima and was declined CLI to $35k, but was able turn around and apply and instantly be approved for $10k or $15k (for get exact amount) on another Revolver... Over the years since 2000 he eventually had 6 total revolving cards with Amex totally $68k and 1 personal charge and 1 business charge (10k max ever charged on personal and $17k on business) of course then the credit crunch... lines drastically CLD.
Bank of America is $250k
Discover used to be $50k, I think they are $100k now as someone posted but they also seem to be saying these days that they won't go over $15k without something, not sure what.
Nordstrom is $50k but if you want to go above $15k you will most likely need to provide stuff.
Citi is $250k i think
Capital one is $25 or $30k I believe
Neiman Marcus when they use to underwrite themselves they had no limit for "Some Customers" I mean they do sell a Private Plane and people have purchased them on Neiman Marcus card before... now it's with HSBC not sure if they can go million but I would assume Neiman Marcus would not want to loose those customers by selling the credit devision to HSBC.
I have heard as high as $28k on Macy's Store but not sure what max limit is, hard to spend 10k in Macy's unless buying furniture or vacation packages I think!
Navy Flagship Visa, American Express Blue Cash Preferred, American Express Costco, Macy's American Express
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Re: What's your highest Credit Card limit?
02-15-2012 03:25 PM
mxp114 wrote:
john398 wrote:
I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discoverNever seen those ads, I want to check them out.
anderl wrote:35K w/Chase.
Did you have to submit documentation or additional steps to get to $35k?
yu can google for the comercial
Re: What's your highest Credit Card limit?
02-15-2012 03:48 PM
Started w/10K, maxed it out 3 times in 5mnths and paid it in full; inquired one day about a higher limit and was told it would be a hard pull. I declined. Logged on to my accounts a week later and my CL was 35K.
Re: What's your highest Credit Card limit?
02-16-2012 07:39 AM
$21,800 AmEx BCP.
Incidentally I plan on buying a used Jeep in the next few days here with my tax refund. I wonder if I'll be able to use my AmEx. If not the other card that'll work is my $14k USAA World MC but USAA's cash rewards structure is craptastic so I'd prefer the AmEx.
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Re: What's your highest Credit Card limit?
02-16-2012 12:02 PM
mxp114 wrote:I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.
I believe Discover card caps at the 14-16K range per account.
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10

