Senior Contributor
john398
Posts: 3,513
Registered: ‎01-19-2009
Re: What's your highest Credit Card limit?

mxp114 wrote:

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.



I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover

Regular Contributor
anderl
Posts: 243
Registered: ‎06-08-2009
Re: What's your highest Credit Card limit?

35K w/Chase.

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); Amex Zync(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(10K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(6K CL); Lowes(2.5K CL).
Established Contributor
FloridaState12
Posts: 614
Registered: ‎08-24-2011
Re: What's your highest Credit Card limit?

$4,000 with Citi. 

 

4 months later and I still can't believe it. :smileyhappy:

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Valued Contributor
mxp114
Posts: 1,356
Registered: ‎09-01-2011
Re: What's your highest Credit Card limit?

john398 wrote:
I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover

 Never seen those ads, I want to check them out.

 


anderl wrote:

35K w/Chase.


Did you have to submit documentation or additional steps to get to $35k?

Mega Contributor
Creditaddict
Posts: 18,818
Registered: ‎10-23-2007
Re: What's your highest Credit Card limit?

Back in 2000 American Express listed on all Revolving Credit Cards $100k max... I would be surprised if they are not higher now... but as stated $25k seems to be the max for many people unless done by Amex... My father was at $25k on Platinum Optima and was declined CLI to $35k, but was able turn around and apply and instantly be approved for $10k or $15k (for get exact amount) on another Revolver... Over the years since 2000 he eventually had 6 total revolving cards with Amex totally $68k and 1 personal charge and 1 business charge (10k max ever charged on personal and $17k on business) of course then the credit crunch... lines drastically CLD.

 

Bank of America is $250k

Discover used to be $50k, I think they are $100k now as someone posted but they also seem to be saying these days that they won't go over $15k without something, not sure what.

 

Nordstrom is $50k but if you want to go above $15k you will most likely need to provide stuff.

 

Citi is $250k i think

 

Capital one is $25 or $30k I believe

 

Neiman Marcus when they use to underwrite themselves they had no limit for "Some Customers" I mean they do sell a Private Plane and people have purchased them on Neiman Marcus card before... now it's with HSBC not sure if they can go million but I would assume Neiman Marcus would not want to loose those customers by selling the credit devision to HSBC.

 

I have heard as high as $28k on Macy's Store but not sure what max limit is, hard to spend 10k in Macy's unless buying furniture or vacation packages I think!

Fico Scores: EQ 639 Navy, TU 665 GE, EX 677 Prosper (07-09-14)
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Highest Limit: Fidelity Amex $25k (AU)
Lowest Limit: Buckle $250
Over 30 Cards in between :smileytongue:
Senior Contributor
john398
Posts: 3,513
Registered: ‎01-19-2009
Re: What's your highest Credit Card limit?

mxp114 wrote:

john398 wrote:
I wonder if Lili Wayne discover card goes higher, lol he does comericals for a prepaid version of discover

 Never seen those ads, I want to check them out.

 


anderl wrote:

35K w/Chase.


Did you have to submit documentation or additional steps to get to $35k?


yu can google for the comercial

Regular Contributor
anderl
Posts: 243
Registered: ‎06-08-2009
Re: What's your highest Credit Card limit?

Started w/10K, maxed it out 3 times in 5mnths and paid it in full; inquired one day about a higher limit and was told it would be a hard pull. I declined. Logged on to my accounts a week later and my CL was 35K.

Amex Platinum Charge(NPSL); Starwood Amex Preferred CC(20K CL); Delta Amex Reserve CC(21K CL); Amex PRG Charge(NPSL); Amex Zync(NPSL); United Presidential Plus Chase World Elite MC (15K CL); AARP Chase Visa Signature(35K CL); NFCU Visa Platinum(20K CL) NFCU LOC(15K); NFCU Go Rewards MC(10K); Disover IT 7.8K;
First Tech Federal Visa Platinum(15K CL); Simmons First Visa Platinum(9K CL); Wells Fargo Visa Platinum(7.5K CL); CitiBank Sears MC(6K CL); JCPenney Card(6K CL); Lowes(2.5K CL).
Frequent Contributor
LTomBerry
Posts: 398
Registered: ‎08-02-2011
Re: What's your highest Credit Card limit?

$21,800 AmEx BCP.

 

Incidentally I plan on buying a used Jeep in the next few days here with my tax refund. I wonder if I'll be able to use my AmEx. If not the other card that'll work is my $14k USAA World MC but USAA's cash rewards structure is craptastic so I'd prefer the AmEx.


Starting Score: 690
Current Score: EQ 780 EX 814 TU 783
Goal Score: 800

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Senior Contributor
Open123
Posts: 3,970
Registered: ‎02-23-2011
Re: What's your highest Credit Card limit?

18,600 - AmEx BCE.

 

 

Frequent Contributor
bakalao2k
Posts: 448
Registered: ‎02-21-2009
Re: What's your highest Credit Card limit?

mxp114 wrote:

I think for most lenders, anything above $20-$25k requires documentation to verify income. I know that Bank of America can issue cards up to $250,000. That might be the cap. I think Discover caps at $100,000.


I believe Discover card caps at the 14-16K range per account.

TU - 737 - 02/21/09, 769 - 02/06/10, 795 - 09/08/10
EQ - 758 - 02/21/09, 783 - 02/06/10, 805 - 09/08/10
EX (PLUS) - 781 03/23/09, 787 - 02/06/10, 783 - 08/09/10