Established Contributor
TannerK
Posts: 1,275
Registered: ‎12-02-2010
Re: What's your highest Credit Card limit?

Platinum wrote:

It used to be my MBNA Quantum, then Bank of America, which I closed in 2007 at $100,000. As of now AmEx Hilton HHonors at $25,000.


:smileysurprised: Wow.

Established Contributor
Koop10010
Posts: 731
Registered: ‎02-15-2012
Re: What's your highest Credit Card limit?

Amex gold - 12k or more.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday
Valued Contributor
ptr2593
Posts: 1,486
Registered: ‎08-14-2011
Re: What's your highest Credit Card limit?

$100k CL?  You win.  Thread over.  :smileysurprised:

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew
Frequent Contributor
Platinum
Posts: 256
Registered: ‎03-30-2007
Re: What's your highest Credit Card limit?
[ Edited ]

ptr2593 wrote:

$100k CL?  You win.  Thread over.  :smileysurprised:


I don't have it any more. I was in real estate business during booming years and I made some good $$$. When the party was over I knew this credit limit was not sustainable, so I called them and closed it.

Contributor
Creditdreamer
Posts: 265
Registered: ‎01-27-2012
Re: What's your highest Credit Card limit?
@ Platinum: Not sustainable how? What would it hurt to keep it open unless you were worried that you'd use that full credit limit?
Starting: EQ 498 TU 501 EX 485 (9/23/11)
Current: EQ 552 TU 591 EX 572
Goal: All 3 above 700

Frequent Contributor
Platinum
Posts: 256
Registered: ‎03-30-2007
Re: What's your highest Credit Card limit?
[ Edited ]

Creditdreamer wrote:
@ Platinum: Not sustainable how? What would it hurt to keep it open unless you were worried that you'd use that full credit limit?

I quit real estate and had no income for while. I knew if they call and ask for the verification of income that I would not be able to satisfy their criteria to keep such large credit limit so I decided to close it. I kept some other cards at much lower and more realistic limit.

Contributor
Creditdreamer
Posts: 265
Registered: ‎01-27-2012
Re: What's your highest Credit Card limit?
@ Platinum: With such a high credit limit, did they do income verification often? I didn't know they did that once you had the card and the CL. Thought that was only when apping or requesting CLI.
Starting: EQ 498 TU 501 EX 485 (9/23/11)
Current: EQ 552 TU 591 EX 572
Goal: All 3 above 700

Frequent Contributor
Platinum
Posts: 256
Registered: ‎03-30-2007
Re: What's your highest Credit Card limit?
Creditdreamer,
They did once when I was able to prove it. I did not feel like I should wait until they ask again.
Contributor
Creditdreamer
Posts: 265
Registered: ‎01-27-2012
Re: What's your highest Credit Card limit?
@ Platinum: Smart. Thanks for the info!
Starting: EQ 498 TU 501 EX 485 (9/23/11)
Current: EQ 552 TU 591 EX 572
Goal: All 3 above 700

Established Contributor
guydiver
Posts: 576
Registered: ‎08-30-2007
Re: What's your highest Credit Card limit?

CU Visa=15K

Lowe's = 10K

Sam's Discover 10K(closed)

MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 760 all 3.

Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 730ish, TU 748(Barclay), EX 738(CS) Goal Score: .....800 IS ON MY BUCKET LIST! New DCU Member! .:smileyvery-happy:
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 15K, Cabela's Siggy Visa 11.5K,Travelocity AEX 18.9K