Re: What's your highest Credit Card limit?

TannerK · ‎12-02-2010

Platinum wrote:
It used to be my MBNA Quantum, then Bank of America, which I closed in 2007 at $100,000. As of now AmEx Hilton HHonors at $25,000.

Wow.

Koop10010 · ‎02-15-2012

Amex gold - 12k or more.

FICOs (2/24/12): EX 752, EQ 740
Chase Sapphire Preferred, Freedom; American Express PR Gold, Blue Cash Everyday

ptr2593 · ‎08-14-2011

$100k CL? You win. Thread over.

In My Wallet:
AMEX BCE, Citi Forward, Chase Freedom

In My Sockdrawer:
AMEX Clear, Citi Platinum Select, US Bank Platinum, J.Crew

Platinum · ‎03-30-2007

ptr2593 wrote:
$100k CL? You win. Thread over.

I don't have it any more. I was in real estate business during booming years and I made some good $$$. When the party was over I knew this credit limit was not sustainable, so I called them and closed it.

Creditdreamer · ‎01-27-2012

@ Platinum: Not sustainable how? What would it hurt to keep it open unless you were worried that you'd use that full credit limit?

Starting: EQ 498 TU 501 EX 485 (9/23/11)
Current: EQ 552 TU 591 EX 572
Goal: All 3 above 700

Platinum · ‎03-30-2007

Creditdreamer wrote:
@ Platinum: Not sustainable how? What would it hurt to keep it open unless you were worried that you'd use that full credit limit?

I quit real estate and had no income for while. I knew if they call and ask for the verification of income that I would not be able to satisfy their criteria to keep such large credit limit so I decided to close it. I kept some other cards at much lower and more realistic limit.

Creditdreamer · ‎01-27-2012

@ Platinum: With such a high credit limit, did they do income verification often? I didn't know they did that once you had the card and the CL. Thought that was only when apping or requesting CLI.

Starting: EQ 498 TU 501 EX 485 (9/23/11)
Current: EQ 552 TU 591 EX 572
Goal: All 3 above 700

Platinum · ‎03-30-2007

Creditdreamer,
They did once when I was able to prove it. I did not feel like I should wait until they ask again.

Creditdreamer · ‎01-27-2012

@ Platinum: Smart. Thanks for the info!

Starting: EQ 498 TU 501 EX 485 (9/23/11)
Current: EQ 552 TU 591 EX 572
Goal: All 3 above 700

guydiver · ‎08-30-2007

CU Visa=15K

Lowe's = 10K

Sam's Discover 10K(closed)

MyFICO Forums ROCK!! & . Been There, Done That. Never Going Back! Goal>>>> 800,800,800!

Starting Score: 1/05 upper 500's??Current Score: FICO: EQ 783, TU(98) 790, EX 814(Vantage) 779(CS) Goal Score: .....800 IS ON MY BUCKET LIST! EX ,BITE ME! .
In My Wallet: CU Visa 15K, Sam's Club 10K, Lowe's 10K, Cabela's Siggy Visa 9.1K, Travelocity AMEX 12.5K :Take the FICO Fitness Challenge